Now I know that I usually blog about love but today's entry is simply about life. Don't know if I have told you already but I recently bought a house. Its a really small townhouse in Kajang but I think its pretty and perfect for me. I still haven't got the keys yet but I am excited at the prospect of it. I am going through the usual problems that a new home owner goes through and I have no qualms about that. But since I am as poor as a church mouse I could use all the financial help that I can get. Here's where my story begins....
Naturally when you have no money, you use all the available resources to help you out. So I recently went to EPF, to withdraw some money under the first home scheme. Now I had heard some nightmare stories of people returning to the office, time and time again because they got the documentation for the application process wrong. So this is what I did to avoid the much-talked about nightmare reoccurring in my circumstance, I went online to see what I needed. Then, I double-checked with an EPF officer before getting everything I needed. I thought that I would be one of the few people that would walk out of the EPF office without having to return.
So I get all my papers in order, photocopy everything that is needed plus I bring all the original copies then I even double-check with the checklist. I go to the "Semakan Dokumen" Counter and wait with baited breath....."Pleease tell me I don't have to come back and I have everything I need." ..... Success!! The man at the counter tells me what I want to hear. I go to the other counter just to hand in my papers.... "Yay! I am out of the woods!!" Or so I think.....
The lady at the counter tells me that my developer's lawyers have to have their company stamp on the S&P agreement and my application would be rejected without it. So now I have to see the lawyers and get both copies stamped. I was not the first to get my application through without a hiccup. I was not the one to claim victory over the EPF application. I was not to the one to make history among everyone I knew.
Legend has it, no one ever will!!
My family left me a big house,so I don't have to buy it.I have another one with a friend but I have sinced moved out due to a conflict.I am not thinking of returning yet.Yeah,I have my EPF too.Not much,but I planned to use it to settle my credit card bills if I have any,left outstanding in 14 years time.Right now,it's a small debt and it takes a lot of gut.I am positive I can settle before my retirement.My retirement plan is to use the rest of the money to eat,to spend and to confine my old age days...I think you're beautiful to be able to buy that amazing house.
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